This Policy applies only to information received and collected by Berkley One through this website.
Berkley One respects the privacy of our website visitors, and we are committed to protecting our visitors’ personal information. We want you to understand how and why we collect, use, and disclose the information we obtain about you from this website.
PERSONAL INFORMATION BERKLEY ONE COLLECTS ONLINE
Through this website, we may collect two types of information: non-personal information and personal information. Personal information is information that identifies or can be readily associated with a particular individual.
Personal information might include: your name, age, phone number, address, Social Security number, driver’s license number, or e-mail address. We do not collect any personal information about you through this website unless you voluntarily provide it to us. If you encounter a screen or page that requests information you do not want to share with us, do not enter the information and do not proceed with that screen or page.
Personal information may be required for the use of certain services or to process certain transactions on this website. Users who do not wish to provide the required information are free to decline to provide such information, but may not be able to take advantage of the specific service or engage in that sort of transaction online as a result.
The personal information we collect may vary depending on how you use our website. Such information may include:
General Information: This includes information we receive from individuals, such as their name, address, age, phone number, social security number, assets, income or beneficiaries; information about individuals’ transactions with us, with our affiliates, or with others, such as policy coverage, premium, payment history, motor vehicle records; and information we receive from a consumer reporting agency, such as a credit history.
User Accounts: Berkley One may collect information, including your name, address, phone number, and e-mail address, that personally identify you in connection with establishing and maintaining your user account. When you access this website using a User ID and password, we may use the personal information associated with your User ID and password to identify you as a user and track your activities on this website.
Information Collected for Marketing Purposes: Some customers may decide to allow us and/or certain of our strategic business partners to contact them by e-mail or telephone to keep them updated on our business. If you give us permission to share your e-mail address or other information with our business partners, they may also contact you with a variety of offers that may be of interest to you.
Financial Information: We may gather information about your transactions with us and our affiliates and, as permitted by applicable law, may receive information from credit reporting bureaus and other third parties relating to your finances, such as your credit history.
HOW BERKLEY ONE USES THE PERSONAL INFORMATION IT COLLECTS
We may use personally identifiable information from you for a limited number of purposes, including sending you information about Berkley One, evaluating your request for insurance, to help determine the rate for your insurance, to evaluate your insurance claims, to administer, maintain or review your insurance policy, and to process an insurance or other transaction. We also collect information to maintain and improve customer service and claims handling. We may also use the information we collect to respond to e-mails, provide customer support, and other similar business purposes.
Personal information you provide through this website may be combined with other personal information that we collect or receive about you through other methods, and such combined personal information may be used as described in this Policy.
COLLECTION AND USE OF NON-PERSONAL INFORMATION
Non-personal information is information that does not identify an individual and cannot be readily associated with a particular individual.
Data may be gathered using cookies and other similar technologies. A “cookie” is a piece of data that a web server may place on your computer when you visit a website. Cookies are commonly used by websites to improve the user experience. Many cookies last only through a single website session, or visit. Others may have an expiration date, or may remain on your computer until you delete them. Our cookies will track only your activity relating to your online activity on this website. Our cookies do not gather personal information.
You can decide if and how your computer will accept a cookie by configuring your preferences or options in your browser. You may change your browser settings to either reject cookies or notify you when a cookie is about to be placed on your computer. However, if you choose to reject cookies, you may not be able to use certain of our website’s features.
In addition, we may collect data by using other means used to collect non-personal information (e.g., “pixel tags”, “web beacons”, “clear GIFs”, etc.) embedded in the website’s content. This information does not include your name, e-mail address, or any other personal information.
Berkley One also collects IP addresses as part of our efforts to maintain and improve the website. IP addresses are usually identified and logged automatically whenever a visitor accesses the website. The time of the visit and the page(s) visited may also be logged.
In addition to the information we collect automatically, we also obtain non-personal information that you provide to us online – for example, when you use our tools and calculators or communicate with us through the website. In some cases, we automatically retain the cookie information and/or the information you provide to us online – for example, to complete a transaction you requested or to keep historical records of your past transactions. In other cases, for example, when you use our tools and calculators, we only retain the cookie information and/or information you provide if you request that we do so for your use in subsequent sessions.
CONFIDENTIALITY AND SECURITY OF PERSONAL INFORMATION
We utilize physical, electronic, and procedural safeguards to protect your personal information and guard against its unauthorized access. However, no transmission of information over the Internet can be guaranteed to be totally secure, and we cannot ensure or warrant the security of any such transmission to the website. When you disclose information to us online, you do so at your own risk. If you have any reason to believe that your interaction with us is no longer secure, contact us immediately at: [email protected].
This Policy applies only to information collected through this website. It does not apply to any information you provide to websites on which Berkley One advertises, nor does it apply to information we collect through other communications with you, including e-mail communications, phone calls, or non-electronic written communications.
Berkley One reserves the right to change this Policy at any time without notice. Depending on the nature of the change, we may or may not announce the change on the home page of the Berkley One website. You can determine when this Policy was last revised by referring to the “Last Updated Date” below. It is your responsibility to visit the link at the bottom of the home page of this website to periodically review the most current version of this Policy.
Any changes to this Policy are effective upon the posting of the revised Policy on the Berkley One website. By continuing to use this website following such changes, you will be deemed to have agreed to the changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, please do not continue using this website.
Last updated: February 9, 2018