Driving is as much about your journey as it is about your destination – whether that’s around the corner to work or somewhere way down the road. When it comes to the cars you drive, Berkley One has your back. Our broad auto policy comes with all the standard coverages the law requires to keep you on the road, helps protect the people riding inside and responds if you are at fault in a covered accident. We offer you above-and-beyond coverage options like agreed value and new vehicle replacement, plus we can provide an experienced attorney to defend you in costly litigated accidents.


Extraordinary Protection For You And Your Car

Our auto policies go beyond the ordinary. For example, if you have “Comprehensive” coverage we cover the cost of replacing your airbags if they deploy by mistake (for example, if two wheels leave the ground when you drive on an embankment). If your vehicle is damaged in a covered loss, we’ll replace parts with those from the original equipment manufacturer whenever possible, because we know there’s no substitute for the real thing. And if you have “agreed value” coverage and experience a covered total loss, we’ll waive the deductible.

The Berkley One Difference For Your Personal Autos

Berkley One’s personal auto coverage offers you exceptional coverage and peace of mind, with features like these.

The minute your policy takes effect, we can lock in the value of your car for 12 months at a mutually agreed price with our ”agreed value” option– so you’ll know what we’ll pay if your vehicle is damaged beyond repair in a covered loss. That’s a real advantage over actual cash value/market value.

If you have a new vehicle with less than 15,000 miles on it within 12 months of titling, you can opt for our new vehicle replacement coverage which can help save you time and money, and get you back on the road with less hassle.

Sure, we’ll cover a rental car if your car is in the shop for a covered claim. But we don’t stop there. We’re thinking farther down the road, providing up to $15,000 in coverage for a rental or other transportation expense if you’re more than 50 miles from home. So you’ll have choices about what to drive, plus coverage for lodging and meals. It’s the kind of service that could actually save a vacation – and keep you moving toward your next adventure.

If your car is insured for “agreed value” and is totaled in a covered loss, with the Berkley One endorsement, we can waive the deductible.

When your vehicle is down after a covered loss, you want it fixed right and fast so you can get back on your way. With our network of more than 20,000 repairers countrywide, you’re never far from the solution of your choice. Just select a shop, and we’ll get the process started before you walk in the door.

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