Collector Vehicles

Do you have a passion for restoring rare jalopies? A love of foreign convertibles or American beauties like Mustangs, Corvettes and Chargers? We have coverage for antiques, classics and exotic cars to cover the vehicles you collect, pamper and drive. And we serve more than classic car enthusiasts. We also provide insurance for antique motorcycles, farm tractors, antique trucks and pick-ups, historic military vehicles and vintage snowmobiles.


Special Care For Your Collection

Muscle cars, modern collectibles, replicars, whatever your passion, we offer a range of coverage and deductible options to match your needs. Berkley One’s collector vehicle specialists work with you to provide agreed value coverage in case of covered damage or loss. Our team of experts can help you design coverage needed for the collector vehicles you enjoy at club functions, parades, organized meets and the occasional pleasure ride.  From fixing pesky windshield chips with no deductible to helping you navigate after a covered loss, we can help get you back to enjoying your leisurely drive or just admiring the full glory of your vehicle.

We’re here with all the basics you’d expect from an auto policy like liability, collision and comprehensive plus more specialty coverages designed with your hobby in mind. Your agent can help explain the coverage that reminds you why you’re working with Berkley One.

  • Newly acquired collectible vehicle – Adding to your already insured collection is easy with automatic coverage for the purchase of another collector vehicle.
  • Restoration – Got a project or two underway? We can cover your vehicle while it is being rebuilt.
  • Spare parts – Cover those hard-to-find extras on hand in your garage.
  • Automobilia – When your passion spills over into garage service station collectibles like gas pumps, garage service station, oil cans and more to complement your car, we can help protect those too.

The Berkley One Difference For Collector Vehicles

Berkley One recognizes that classic cars are unique and require insurance that’s equally distinctive. We can help you protect your beloved vehicle so you can enjoy it for years to come.

Berkley’s history insuring collector vehicles dates back more than 40 years. Our underwriters alone average 19 years of experience. We offer a wealth of knowledge and a dedicated team of professionals whose sole focus is classics and working for you.

Berkley One understands that collector vehicles are driven fewer miles than most cars. Our policy rewards less driving with lower rates plus offers an array of discounts for additional savings.

  • Car Club Discount: Members of a local or national car club can receive a 10% discount annually. Spread the word.
  • Transfer Discount: New clients who come to Berkley One from one of the other specialty collector car companies are eligible for a 10% discount on their first policy term.
  • High Value, High Protection Discount: Collections worth more than $500,000 or those with a single vehicle worth at least $250,000 may qualify for a credit with adequate fire protection, security, surveillance and alarms in place.
  • Multi-Vehicle Discount: Rates go down as the number of vehicles goes up.

We offer four different levels of towing reimbursement options to choose from, up to $200 per tow, plus you pick who you trust to tow. Or select roadside assistance instead which covers one-way towing of your vehicle to the nearest repair facility plus other emergency services like jump-starts, tire changes, emergency fuel delivery and locksmith services. Our services are there to flex to your needs and lifestyle.

You wouldn’t trust just anyone with your vehicle – not with all the character, history and fond memories it holds for you. We bring you a network of more than 20,000 repairers, so you can choose the one you find best equipped to do the work after a covered loss.

Related Articles